Opening an eatery is a bit more involved than updating Grandma’s best recipes and buying tables, chairs and kitchen supplies. You can’t forget insurance. Risk is part of the deal in the food service industry. To get the best rate, you need a way to compare and contrast rates and coverage from a variety of restaurant insurance companies in Virginia.

That’s where Ashcraft Associates can help. We’re may not be experts on family recipes, but we do know insurance. We can help pinpoint the type of coverage you need and help you find the most affordable rates.

Did you realize that your food service insurance should cover far more than just general liability? It also needs to include:

  • Equipment breakdown
  • Food spoilage
  • Business income
  • Business property
  • Workers’ compensation

It sounds complicated because it is. Insurance is very industry specific and highly detailed. The team here at Ashcraft has years of hands-on experience in all aspects of business insurance. Our goal is to help you clearly understand what coverage you need, what you don’t, and find the most reasonable rates.

Monthly premiums can make or break a new business, especially those started on a shoestring, which describes the majority of new restaurants. You need to check out a variety of restaurant insurance companies in Virginia to find the one that fits your needs and your budget. But it’s time consuming and complex.

When you work with our insurance professionals here at Ashcraft, we take the worry and effort out of hunting for the best insurance. We know where to look, how to read complicated coverage plans, and ways to reduce your premiums without sacrificing the coverage your restaurant requires.

Did you know that both the size and location of your restaurant has a significant impact on how much you pay each month? Another factor that influence your costs is what type of business you have. Rates vary for catering companies, food delivery businesses, and mobile kitchen operations.

If you are serving alcohol, you’ll need a plan that offers broad liquor liability. The specifics of your individual business might call for special types of coverage.

You know how to cook, serve and keep diners happy. At Ashcraft, our team lets you focus on what you do best. We can handle the complex components, like finding adequate, affordable coverage for your new eating establishment.

Our Ashcraft independent insurance agents provide quality service to our clients. We find the best insurance for your specific needs, at a price you can afford. We are not a one-insurance shop. We have access to companies across the nation, and a wide range of plans and premiums.

Call Ashcraft Associates today for more information about restaurant insurance companies in Virginia.