Do you own any of the following types of businesses?

  • An auto repair shop
  • A shop that specializes in oil changes
  • A shop that specializes in tires
  • A gas station with a service bay
  • A towing company
  • An auto dealership (new or used vehicles)
  • Or a boat, RV, motorcycle, or golf cart dealership

If you do, then you need garage insurance in Virginia!

Garage insurance (also referred to as Garage Liability Insurance) is different from “regular” liability insurance, so don’t think that a standard liability policy will properly protect your business.  It won’t even come close!

Garage insurance in Virginia protects you, the business owner, in three distinct and important ways:

  • In the event that one of your employees is injured on the job
  • Protects your place of business, and the equipment inside it
  • And it protects any company cars you may have in service

They’re fantastic, cost-effective policies, but there’s one thing that garage insurance in Virginia specifically doesn’t cover, and that is a vehicle left in your care by a customer.

Let’s face it, accidents sometimes happen no matter how careful you are, and if a customer vehicle suffers damage while you have custody of it, then a simple garage insurance policy in Virginia won’t be enough.  For that, you’ll also need to invest in a type of policy known as “Garage Keepers Insurance.”

If thinking about all of that leaves your head spinning, you’re not alone.  The good news though, is that you don’t have to go it alone!  We’re here to help.  Ashcraft Associates is the area’s #1 independent insurance agency.

As an independent agency, we’re not tied to one particular company.  Instead, once we sit down with you to assess your insurance needs, we can reach out to a number of insurance companies and shop around on your behalf for the very best deal.  That means you get exactly the insurance coverage you want, at the best possible price, and what’s not to like about that?

We do a lot more than just handling business and liability insurance though.

If you need to create a group plan for your employees, we’ve got you covered!  If you need personal insurance of any type for yourself, we’ll be more than happy to assist, and if you need financial advice, or need a seasoned expert to manage your portfolio, Ashcraft Associates has you covered.  Consider us to be one stop shopping for all your insurance needs!

You’ve worked hard to build and grow your business.  The depth of knowledge our seasoned agents have is vast, and we’d love to put it to work for you to make sure your business is properly protected.  Call us anytime and let’s get started.  You’ll be very glad you did!