In Maryland, electrical contractors insurance can protect your business and your assets from a range of hazards in the high-risk construction trade. Any business that routinely deals with live wires, malfunctioning equipment and other safety issues definitely needs comprehensive insurance coverage. In fact, it is considered such a necessity that you can’t even bid on government jobs until you show proof of coverage.

The proper insurance will limit your liability and protect your assets. It will help you stay in business even in case of accident, injury and property damage. And it can help in some surprising situations. Did you know that contractor insurance can help in cases of libel, slander and copyright infringement in an advertisement?

The basics of electrical contractors insurance in Maryland include:

  • Coverage for court costs and lawyer fees
  • Protection for your workers and your business
  • Coverage for judgment costs and damages
  • Protection from injury and property damage claims
  • Protection from individual and business claims

But what are the specifics you need to worry about? What types of features are important with the jobs you do? You are an expert in all things electrical, not with insurance. Before looking at policies, you need to choose an independent insurance agent who will act as your guide in the complex world of contractor insurance.

This type of work requires attention to detail and access to a wide range of insurers. That’s why so many local contractors choose Ashcraft Associates, an independent agency that has been service the community for many years. An independent agent works for you, not for an insurer. He can check policies from around the country to find the most comprehensive coverage for your business. This also lets him check for competitive rates.

Compare how an independent agent operates to a company insurance agent. He has access to the policies of a single insurer, which also sets the rate. He works for the insurer, not for you. There is no comparison when you want the best set of insurance options for your contracting business.

When you work with an Ashcraft Associates independent agent, you are getting a valuable team member for your company. Since he works for you, his focus is on getting you the best possible coverage at a rate you can afford. He can explain confusing policy language so you know what coverage you’re actually getting.

Ashcraft Associates has a reputation for working hard for its clients. As a respected independent agency, Ashcraft has long-term relationships with many of the leading insurers in the country. You know you are getting a good match for your needs and rates that are reasonable.

Call Ashcraft Associates today to find out more about the best electrical contractors insurance in Maryland for your business.