Group health policies are available for small employers, those that are fully-funded, and larger corporations that provide self-funded insurance plans. Group accident and health includes a schedule of benefits available to participating group members and their dependents.

Benefits are paid for medical expenses arising from illness, disease, or accidental injury or death as outlined in the certificate of coverage. Some insurers have further reduced the risks of their members by creating group health organizations such as Health Maintenance Organizations (HMOs) and Preferred Provider Organizations (PPOs) that cap risk in a specific geographic area within a network of approved healthcare providers.

The independent insurance professionals at Ashcraft Associates Insurance Agency, licensed in Virginia, Maryland, and Washington, D.C, have provided insurance for businesses large and small for over 40 years. We are here to help you fulfill your business insurance requirements with the specific, affordable insurance protection you need.

Group Health Insurance Providers Serving VA, MD, and DC