How long has it been since you reviewed your commercial property insurance for your Washington, DC location?  If it’s been a while, it might bear looking at, because as your business grows and changes, your insurance needs change too, and it’s all too easy to find yourself in a situation where you’re at risk and underinsured.

A good, robust commercial property insurance policy in Washington, DC will help protect you from a variety of threats, including:

  • Damage to your building from common threats such as smoke, fire, flooding or acts of vandalism
  • Lost inventory, furniture and equipment
  • Damage to the area around your building, including your company’s signage, fencing and landscaping
  • And more

One thing to make a note of is the fact that most commercial property insurance policies in Washington, DC don’t cover certain threats by default (earthquakes, to name one example).  If you feel that you need additional protection, most companies offer riders that cover specific, predefined threats, which can be added at your discretion.

When disaster strikes, it can put your business out of commission for weeks, or even longer in some cases.  A robust commercial property insurance policy in Washington, DC will account for this, and help replace lost income until you can get back on your feet again.

The question then, is how much coverage do you need?  How much is enough?

Those are questions without easy answers, especially if you try to work it out on your own.  Fortunately, you don’t need to.  Just call Ashcraft Associates.  

We’re the region’s top-rated independent insurance agency.  As independents, we’re not tied to one company in particular, which means that when you put us to work on your behalf, we can reach out to a number of companies after talking with you to assess your needs, assemble a variety of quotes for you, then help you evaluate them so you wind up with the perfect policy for you, offered at a price you can afford.

We do a lot more than just help you protect your business though.  If you’re interested in getting a group health plan for your employees, we’ve got you covered, and we can help you meet all of your personal insurance needs.

In addition to that, if you own stocks, we can provide portfolio management, and a variety of related services.

The bottom line is, you’ve worked hard to build your business.  If you’re like most people, you’ve poured your heart and soul into it, to say nothing of your own money and the countless hours you’ve spent nurturing and growing it into a thriving enterprise.  The last thing you want is to risk losing it because you’re un, or under insured, and we can help with that.  Call us today.