Restaurants have very specialized insurance needs due to the nature of risks involved in food service industries. At the least you want your restaurant insurance coverage to include:

  • General liability
  • Business property
  • Equipment breakdown
  • Workers’ compensation
  • Business income
  • Food spoilage

Your premiums vary depending on your size and location(s), and whether you may also run a catering, delivery, or mobile kitchen operation. If alcohol is included, get a broad liquor liability plan. For this and other reasons, you may need special coverage.

No matter what you serve, Ashcraft Associates Insurance Agency is licensed to serve you with tailored restaurant insurance solutions in Washington, D.C., Virginia, and Maryland.

Restaurant Insurance Providers Serving VA, MD, and DC