Your business is everything to you. Day after day you work hard to make it happen. From advertising to accounting, payroll to revenue projections – if anything goes wrong, it’s ultimately on you.

If your business lost use of the following items, could you still operate?

  • Cell phone
  • Electric power
  • Commercial van or work vehicle
  • PC or laptop
  • Walk-in refrigerator or freezer
  • Copy machine
  • Water, heat or air conditioning

No matter what problems you might face during your work week, let us help you sleep easy. The smart, independent agents at the Ashcraft Associates Insurance Agency work with you to outline your pressing short and long-term business concerns, inventory your assets and obligations, and cover your potential commercial risks with business insurance designed for the protection and success of your business.

Auto insurance is a contractual agreement between you and the insurance company you select. They provide you with property, liability and medical insurance coverage should you or your vehicle cause or incur property damage or bodily injury. In exchange, you pay your premiums and meet the contract terms and any deductibles.

In Maryland, Virginia and the District of Columbia automobile liability coverage is required by law to operate any motorized vehicle on public roadways since the driver is legally liable for bodily injury or property damage caused by their actions.

In the event you are in a vehicle accident auto collision coverage reimburses you for vehicle repairs or the expense to restore property damage caused by your vehicle.

Comprehensive vehicle coverage will payout a reimbursement to compensate you for losses from fire, theft and other “unforeseen” perils. It is common for financial lenders to require comprehensive coverage as a condition of your auto financing.

Business Insurance Providers Serving VA, MD, and DC