Food Truck Industry and Its Insurance Needs

Food trucks are emerging as a favorite for diners everywhere. They are not only fun, convenient and offer delicious food, they also represent an inexpensive, profitable business to run. However, don’t let the mobile nature of this food and beverage establishment fool you, it still requires first-rate restaurant insurance coverage, the type afforded by only the best insurance carriers available, and for the best food truck insurance in all of Virginia, it’s Ashcraft Associates.

Is Food Truck Insurance Really Necessary?

As a food truck operator unexpected Incidents which can occur include mobile kitchen incidents, worker or customer accidents, or food borne illnesses. For instance, if a customer becomes injured after tripping over your equipment, or if someone has a reaction or becomes ill, you may be held financially responsible. Not only that, but you also have to consider your vehicle. Whether it is a gourmet food truck, ice cream truck, food cart or catering unit, the vehicle will be in need of tires, body work, and maintenance checkups, so it will require it’s own commercial vehicle coverage. Suggested coverage includes:

  • General Liability Insurance
  • Commercial Vehicle Insurance
  • Property Insurance
  • Workmen’s Compensation

In addition, you may be required to have additional coverage depending on the type of food truck or cart, type of food you serve, and where you serve it, such as liquor liability coverage. No matter what the situation, let the competent independent agents at Ashcraft find the best food truck insurance for you, in Virginia.

Caring, Dependable and Reliable Insurance Agents

At Ashcraft Insurance Agency, your food truck business will receive the care and consideration it deserves when it comes to finding the perfect coverage. Each and every food truck business is as unique as the fare it serves. Without the proper coverage, just one collision or food borne illness can be enough to have you lose your business. In short, financial protection for your food truck business is crafted to handle any claims which concern the daily operation of your mobile eatery.

Insurance is a complex topic, and that’s why it’s important to trust your food truck business only to the best insurance representatives in Virginia: The independent insurance agents of Ashcraft Associates Insurance Agency. Our agents work independently, which means they’ll be able to scout quotes from a variety of first-class food industry insurance carriers. They’ll educate you regarding information on your coverage options, as well as any discounts you may be eligible for. As a result, you’ll have peace of mind, without fear of unknown events, which means you’ll be able to concentrate more on your business.

To Learn More and Speak with an Agent, Contact Us Today!

Whether your food truck business functions as an afternoon lunchtime endeavor, or you use it to drive to fairs, neighborhood festivals, events or farmers markets, having sound and solid protection is in your best interest, as well as leaving you with peace of mind. Feel free to contact us at (703) 354-3501 for a quote, or to make an appointment to speak with one of our highly skilled agents today. All in all, when it comes to obtaining the best food truck insurance in Virginia, you can’t do better than Ashcraft Associates.