Are you a renter who can afford to replace your personal possessions? If not, you need renters insurance.

The most important thing you can do to protect yourself from catastrophic loss is purchase a renters insurance policy. Aside from replacing your belongings, this insurance protects you if you are found negligent or liable for accidental damages. It will not protect you from malicious or intentional damage nor from expenses arising from business activities conducted on-site.

Insurance premiums vary by state, contractual liability limits, and the value of your personal property. A basic renters policy may cover $30,000 of personal property coverage and $100,000 of liability, with a deductible under $1,000. If you rent in DC, VA, or MD, the Ashcraft Associates Insurance Agency can help you find appropriate, affordable renters coverage to protect your future.

Renters Insurance Providers Serving VA, MD, and DC