Homeowners insurance is a package policy that includes real property and personal property insurance along with personal liability coverage. It provides financial protection for:

  • Damage or loss of your residence due to disaster, accident, or theft
  • Additional Living Expenses incurred as a result of home displacement
  • Repair to or replacement of personal property
  • Your personal liability from lawsuits or expenses for injuries or damages to others while on your property

Beware that standard homeowners insurance typically will not cover damage from floods, earthquakes, mold, termites, or sewer backups. Accidents involving trampolines, pools, or pets are normally excluded. Ask if you are uncertain about what your financial risks are, what your policy covers, or what is excluded from coverage.

Trust the insurance experts at Ashcraft Associates Insurance Agency to find you the right homeowners policy, meet your needs, and give you peace of mind.

Homeowners Insurance Providers Serving VA, MD, and DC