Standard homeowners insurance does not include protection against flooding. And nationwide, most homes at risk of flooding do not carry flood insurance. With more violent global weather and aging pipes, this can be a severely costly oversight in your insurance protection plan.

In the 1950’s flood losses became an unacceptable hazard to private insurers, so the government founded the National Flood Insurance Program (NFIP) in 1968 to underwrite flood coverage in high-risk areas. Anyone, owners or renters, living in a National Flood Insurance Program (NFIP) participating community can buy subsidized flood insurance. Note that flood insurance is mandatory if a property is in a high-risk flood zone and has a federally insured mortgage.

Before you sustain significant flood losses in Virginia, Maryland, or Washington, D.C., talk to the insurance experts at Ashcraft Associates Insurance Agency about protecting your most valuable asset.

Flood Insurance Providers Serving VA, MD, and DC