We are Independent Agents, free to choose the best carrier for your insurance needs. We do not work for an insurance company; we work for you. Potomac Ashcraft Insurance and Financial Services represents a carefully-selected group of financially strong, reputable insurance companies, so we are able to offer you the best coverage at the most competitive price. We work on your side when you have a loss and follow through to see that you get fair, prompt payment and service.
What is an Independent Insurance Agent?
When you decide to buy a car, you wouldn’t purchase the first one you see. What if one day the automobile industry decided to make only one type of car, one make and one model? You wouldn’t have a choice.
The same situation holds true for insurance. You need insurance to drive a car, to purchase a house, to protect your family’s financial future and to run a small business. If there was only one insurance company that offered only one type of insurance, you wouldn’t have a choice.
With an independent insurance agent, you have choices. Independent agents are not tied to any one insurance company. An independent agent has several companies that he or she can approach to get you the best coverage at the best price. Your independent agent also knows the companies with the most efficient claims departments to recover your losses as quickly as possible.
When you buy insurance, you want an advocate who will properly assess the risks you face and give you an objective analysis of the marketplace. You will be using an expert for an important financial decision. Our independent agents will work to satisfy your needs and make sure you are insured properly.