Auto Insurance
Ashcraft Associates has been providing premier protection and personal service to our clients as an Independent Insurance Agency for over twenty-five years.
Auto Insurance
There's a lot to know about auto insurance in order to fully understand what you're paying for. The following information provides a quick education to help you navigate the twists, turns and choices involved with buying auto insurance.
Auto Insurance includes three broad coverage categories designed to protect you from financial loss if you have an accident:
- Property coverage: pays for damage or theft to your car.
- Liability coverage: pays for your legal responsibility to others for bodily injury or property damage (their car or other property).
- Medical coverage: pays for the cost of treating injuries, rehabilitation and sometimes lost wages and funeral expenses.
Within the three broad categories listed above, an auto insurance policy is comprised of six different kinds of coverage. Most states require you to buy some, but not all, of these coverages. If you're financing a car, your lender may also have requirements.
Remember that in order for your insurance coverage to take effect, all drivers and cars must be specifically listed on your policy. You should also refer to your automobile contract for the specific terms and conditions of the coverage that you have purchased.
Ashcraft Associates can help you sort through all of the details of choosing the right auto insurance policy for you. As independent agents we are able to search and compare various carriers in order to find the policy that fits your coverage needs at a price you can afford.
Ashcraft Associates Insurance Agency - "We help protect your assets!"
