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The Ashcraft Associates Insurance Agency Team is committed to providing clients with the highest quality insurance plans available combined with some of the lowest rates available in all of Virginia, Maryland and DC. Our ultimate goal is to create lasting relationships with each of our clients so that we may continue providing excellent service for many years to come.

Business Insurance Research Center

General Liability

General liability is essential for every business - small, large or somewhere in between.

Lawsuits have become common in the business world, so it's important to protect your business from the risk of being sued.

Whether you're a sole proprietor or employ a large staff, you need a strong and comprehensive commercial liability insurance policy and an insurance agent that you can count on for solid advice. Learn more »

Workers' Compensation

Workers’ compensation coverage pays for medical care and physical rehabilitation of employees injured at work and helps to replace lost wages while they are unable to work.

Additionally, this coverage protects an employer from being sued by an injured worker in most cases.

Coverage for office workers using their own vehicles on company business is often needed as well. If you have employees, it’s critical that you consider workers comp. Learn more »

Business Auto

Business car insurance covers your transportation vehicles driven by you or your employees for commercial purposes.

We represent a variety of companies who can handle your insurance, whether you have one delivery van or a fleet of landscaping trucks.

Ashcraft Associates Insurance Agency will create a tailored business auto insurance package that is complete and affordable. Learn more »

Commercial Umbrella

Commercial umbrella policies can mean the difference between your business surviving, or not, after a catastrophic loss.

Catastrophic liability losses can happen to any business at any time, and a commercial umbrella policy protects you when those losses exceed your basic liability coverage.

We can advise you on what kind of extra liability coverage you need to protect yourself and your company. Learn more »


Bonds are written guarantees that your assets will be protected when an insurance company backs up a financial promise made by someone you work with, like a contractor.

We can help you with obtaining a bond whether for commercial, construction, fidelity bonds and more.

We offer quick service and fast response to save you time and help keep your business moving forward. Learn more »

Property & Assets

Commercial property insurance provides a wide range of coverage for buildings, inventory, and equipment against loss from fires, break-ins, and natural disasters.

A basic business property insurance policy may be enough, but coverage can vary between different insurance companies.

Let us help you determine the right coverage and insurance company for your business property and assets. Call us or Learn more »

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